Eligibility
The applicants must be of 21 years of age and have secured minimum 60% marks throughout the academic pursuit. They must have obtained admission approval from the institution where they intend to study. The maximum age limit is 65 years.


Important Documents
Academic records and admission approval. Third party guarantee is also required.


Processing period
Within a period of seven to eight days.


Maximum amount
Rs. 5,00,000 (for studies either in India or abroad)


Rate of Interest

	If the studies are to be pursued in India, for an amount upto Rs. 2,00,000: 14% p.a., and for the amount of loan money exceeding Rs. 2,00,000 : 16% p.a. Collateral along with third party guarantee needed if loan is above Rs. 25,000
	For loans to be taken for studies abroad upto Rs. 2,00,000:14% p.a. and for the amount exceeding Rs. 2,00,000 : 16% p.a. Collateral along with third party guarantee needed if loan is above Rs. 25,000.

Tenure
A period of 40 months.


Repayment
Within a period of three months after the course is completed or the date of joining a service, whichever is earlier.

Important
Since the rules, regulations, eligibility conditions, repayments and interests rates etc. are revised by the banks from time to time in keeping pace with the changing capital market conditions, students and parents are advised to thoroughly check the terms and conditions of educational loan scheme on offer at the time of application.

Head Office
Round South
Thrissur (Kerala)
Website: www.csb.co.in